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How Pre-Settlement Funding Works

What is Pre-Settlement Funding?

Pre-settlement funding is a partial purchase of, or in some states a loan, based on your pending lawsuit. It gives you cash now to cover expenses while you wait for your case to settle. You pay it back when the case settles, plus a fee or interest, as applicable.

Pre-settlement funding is:

  • Paid back from settlement proceeds – If you lose, you don’t have to pay us back, ever

  • Available to those working with an attorney on an injury-related case

  • Based on what your case is worth

Pre-settlement funding is not:

  • Get $500 – $100,000 before your case settles

  • Get cash in as little as 24 hours once approved

  • No risk — If you lose your case, you owe us nothing; pay us back only from your settlement

How will I receive my funds?

We have a variety of options for delivering your funds once you’re approved. Same-day options include electronic bank transfers and Western Union. We can also overnight or mail printed checks.

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1. You Apply

Fill out our simple, free, no-obligation form with contact information for you and your attorney.

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2. We Review With your attorney

We’ll evaluate your application based on necessary details provided by your attorney.

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3. We Pay In as little as 24 hours

Approved applicants generally receive $500 to $100,000* cash to cover everyday expenses or costs from their injuries.

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4. You Benefit and Repay the Funds

Once your case settles, you repay the amount funded, plus a fee. If you lose your case – you don’t have to pay us back, ever.

*as permitted by applicable state law

Pre-settlement funding is a good option for you if:

  • You have been injured

  • You have an attorney

  • You are struggling to make ends meet while waiting for your settlement

Cases We Fund:

  • Auto Accidents

  • Slip and fall

  • Workplace accident

  • And many more case types

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Questions About How It Works?

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Why choose Park Settlement Financial for your pre-settlement funding?

To date, Park Settlement has helped more than a quarter of a million people get the cash they need. As experts in the field, we have experience in most types of personal injury cases. This means we provide the help you need when it matters most. Park Settlement Financial is always on your side.

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What happens if I get pre-settlement funding from Park Settlement Financial, but I later discover it is not enough?

Believe it or not, this is fairly common. It often happens when a case drags on longer than anticipated. We strongly suggest our customers apply for only what they absolutely need to prevent a financial crisis. But if you are genuinely struggling while your case is pending, we will always entertain secondary requests for funding.

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Should I tell my attorney about this?

Yes. First, you need to inform your attorney after you’ve submitted your application so we can discuss your case with him or her. Secondly, it is a good idea to make your attorney aware of your financial circumstances as your case progresses.

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How can pre-settlement funding help me while my case is pending?

Accident victims who find themselves in financial trouble while their cases are pending often accept an early settlement for much less than the case is actually worth. Don’t do it.

With pre-settlement funding from Park Settlement Financial, you’ll have the money to pay your routine expenses, and/or cover costs stemming from your accident while your case is pending. Meanwhile your attorney will be able to concentrate on building the best possible case so you get the compensation you deserve.

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I don’t have a fantastic credit history. Can I still qualify for pre-settlement funding?

Yes. Credit score is not a factor in the application process. We make our decision based on the merits of your case, not your credit score.

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Where do you provide pre-settlement funding?

Although we can provide legal funding in most states, there are some limitations. Currently, we do not provide pre-settlement funding to residents of: Arkansas, Connecticut, Kansas, Kentucky, Maryland, Montana, North Carolina, North Dakota, or West Virginia.

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My doctor says I need an operation to address some of the injuries I sustained in the accident. Will Park Settlement Financial pay for it?

We often provide pre-settlement funding that you can use for medical procedures.

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